Now private money and commercial lenders can know more about their borrowers faster. Salisbury, MD, April 9, 2021 - Credit Plus, a leading provider of business credit reports and a complete ecosystem of business intelligence data, today announced it has integrated with LendingWise, a LOS software platform that serves the commercial lending and private money lending industries.Xactus is the leading verification innovator for the mortgage industry. We work closely with clients to digitally integrate a 360° approach to verification across workflows. ... At Xactus, we serve over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers, and we operate 12 centers ...How To Order A Rescore 610-569-0001 (M-F 9am-6pm EST) Rescore Department Overview A Repository Update Request is utilized to correct or update data on a tradeline or public record. Unlike Supplement requests this change is made at the bureau level. 1) Login into the MCL website by visiting Xactus.com and click on "Client Login" 2) From the consumer file screen under add on products, select ...On Credit Karma, you can get your free VantageScore 3.0 credit scores from Equifax and TransUnion. You can also get your credit scores from the three main consumer credit bureaus, though you may be charged a fee. (You're entitled to a free copy of your credit reports from each of the three credit bureaus every year, but not your scores.)Then, make the selections for the report needed. Request Type: New Report Report Type: Refresh Reference Number: Report ID of the original hard inquiry report Next, select an option under Import Liabilities. Lastly, check the box next to the bureaus needed and when complete, click Finish. 4. A small window will appear as the report is loading.The LexisNexis® RiskView™ Liens & Deliveries Report from Xactus provides technology growths that enhancement the accuracy both timeliness of lien and civil judgment data. Xactus' solution can help you getting your competitive edge without adding the costs of recalibrating your models. Ruin, Liens, and JudgmentsAbout Xactus Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit ...Xactus Appraisal FirewallX: Powerful residential and commercial appraisal valuation management software that allows lenders to manage and customize their own appraisal processes with trusted, local appraisers and/or AMCs. It's integrated with numerous LOS systems such as Encompass® by ICE Mortgage Technology®.Quick turn times. 24-48 hours (pre-close) 30 days (post-close) Pre-Closing Services. QC Review from Xactus takes each loan through a series of validations and quality control steps to ensure compliance, then provides a report detailing how the loan checked out. Loan risks or problems are highlighted, pointing out areas that need a closer look.Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience.Xactus is the new name for the recently merged family of companies that includes Credit Plus, Universal Credit Services, CIS Credit Solutions, Avantus, and DataFacts Lending Solutions. About Xactus Xactus is the leading verification innovator for the mortgage industry.Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...We’re extremely proud of our executive team members at Xactus, not just for their internal leadership, but also for their thought leadership. Recently, several Xactus executives were tapped to share their insights and perspectives about the current state of the industry and its prospects for the future. Check them out:A proposed class action claims that Xactus, formerly known as Credit Plus, violated the FCRA by publishing conflicting and false data from other credit …Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to Xactus’s focus to be an innovative and transformative force in the mortgage industry.1. Start by logging into Xactus and opening your borrowers file from the main page. 2. Once in the file, on the right-hand side you will see ADD-ON PRODUCTS. Click the bullet to order Undisclosed Debt Notifications. 3. Complete the required fields and adjust the information as needed. The start date will be the date the credit report was pulled.Feb 15, 2024 · Pre-AppX: Add Utility to Soft Credit Inquiries. Delay prospect triggers until later in the mortgage process with Xactus’ pre-approval soft credit inquiry reports. Watch this video and learn more about how we are meeting the dynamic needs of the industry.Contact the lender directly. The contact information will be in your report. Ask the lender to confirm the account information and inquiry. If the lender can't confirm the account or if the inquiry was made in error, ask them to send a letter directly to each credit reporting agency that shows the inquiry to remove it from your credit report.Xactus, Broomall, Pennsylvania. 54 likes · 3 talking about this. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest...Planning for 2024? Check out our President, Shelley Leonard’s, and Chief Revenue Officer, Greg Holmes’ informative article that appeared in MortgageOrb on emerging trends, technologies, and threats.Salisbury, Md., December 12, 2019 - Credit Plus, a provider of reliable data and verifications for all stages of the mortgage lending process, announced today that has integrated with Volly, a leading provider of SaaS-based Marketing Automation, CRM and POS solutions for banks and mortgage companies. The integration allows loan officers to simplify their mortgage process by submitting a loan ...Change Report Owner Change Report Owner - Admin Access Only 1. From the main page click on change credit report owner 2. A pop up will display 3. Enter your file # and select the user you would like to change the user to whom you would like the file to now belong to and click submit. The file will now be in the possession of the new user and ...- usually credit cards that have a credit limit. TIP: The 'Credit Utilization Ratio" (CUR) is how much of the balance is currently reported as being used in all your revolving accounts combined. In this sample report, there's only one revolving account. The credit card account above has a $387 balance divided by $1000 limit = 38% CUR.The LexisNexis® RiskView™ Liens & Judgments Report from Xactus provide technology advancements that improve the accuracy and timeliness of lien and courteous judgment data. Xactus' solution bottle assist you maintain the competitive edge without adding the expense of recalibrating your mod.Credit Radar™ – Obtain a credit report cover page that allows you to view forecasted mid-scores and spot critical issues before reviewing the actual credit report. CreditXpert® Wayfinder™ – A credit score analysis tool that makes it easier for your applicants to reach their optimal credit scores, which can make all the difference for ...370 Reed Road Broomall PA 19008. Founded in 1992, Universal Credit Services provides a single source credit reporting solution to assist its clients in the most efficient and cost effective method ...Mar 17, 2021 | Press Release, Archive 2021. Investment from Lovell Minnick to Provide Significant Capital for Strategic Growth and Continued Acquisition Strategy PHILADELPHIA, LOS ANGELES, NEW YORK - MARCH 17, 2021 — UniversalCIS (the "Company"), a market-leading, technology-enabled provider of credit data and... « Older Entries.About Xactus. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Xactus collaborates closely with its clients to digitally integrate a 360° approach to verification across their workflows.Xactus offers a full suite of property related services to the equity lending industry. Our web-based ordering platform and highly trained and professional customer service staff help streamline your process, reduce costs, and close a higher volume of loans quicker. Property Title Search (Current Owner Report) – Establishes current vested ...Credit reports and verification services can be customized to drive consistency in workflows, identify fraud, automate decision making, and manage risk & retention triggers in client portfolios. The endless customization options that Xactus360 has to offer enable competitive advantages in processing, speed-of-response, security, compliance, and ...Contact the lender directly. The contact information will be in your report. Ask the lender to confirm the account information and inquiry. If the lender can't confirm the account or if the inquiry was made in error, ask them to send a letter directly to each credit reporting agency that shows the inquiry to remove it from your credit report.As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputatio...Xactus' credit experts work with Equifax, Experian, and TransUnion to quickly update credit information, typically within 3-5 business days. Rush options are also available for ... from your credit report, and they will connect you to the correct department. TransUnion: 800-916-8800 - An automated attendant will ask why you are calling. ...An unauthorized hard inquiry on credit report was made by XACTUS - UCS, on 02/10/2022. Please remove this hard inquiry from my credit report. Business response. 02/14/2023.Xactus offers Asset Validations through Account Chek™ Asset Report (FormFree) and Finicity reports that help save you time and help minimize the risk of fraud. Benefits include: Eliminates the need to obtain print copies of applicant bank statements; Provides 3rd-party asset and deposit verifications accepted by the GSEsQuick turn times. 24-48 hours (pre-close) 30 days (post-close) Pre-Closing Services. QC Review from Xactus takes each loan through a series of validations and quality control steps to ensure compliance, then provides a report detailing how the loan checked out. Loan risks or problems are highlighted, pointing out areas that need a closer look.For users interested in finding out how to set up credit reports, the first step is to complete the application located on your Settings page. The application can be found in the Credit Report Integration section. Once the application is complete, a third-party inspector will be in touch to determine a date and time for an on-site inspection.Prior to his tenure as Xactus' Chief Data Officer, he served as the company's EVP of Data Solutions. He was previously the EVP of Product Development at Credit Plus, which Xactus acquired in ...1. Start by logging into Xactus360 and file from the home page, click Credit Report. 2. Under 'select type of credit report' choose Mortgage Only. Then, complete the applicant's ... XACTUS TEST ACCOUNT 370 Reed Road. suite PA Borrower 800 Cleveland Ave Browns, OH 44070 100% 370 Suite 100 PA Credit ReportX Mortgage Only 0712112023We have come together to create the leading. verification innovator for the mortgage industry. X. CIS Credit Solutions is now Xactus. We have come together to create the leading. verification innovator for the mortgage industry. X. DataFacts is now Xactus. We have come together to create the leading.Xactus' credit experts work with Equifax, Experian, and TransUnion to quickly update credit information, typically within 3-5 business days. Rush options are also available for ... from your credit report, and they will connect you to the correct department. TransUnion: 800-916-8800 - An automated attendant will ask why you are calling. ...March 01, 2022, 11:18 a.m. EST 1 Min Read. When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at the combined company stated a new brand would be coming in early 2022. Brad Finkelstein. Originations Editor, National Mortgage News.Xactus' QC ReviewX is comprised of multi-dimensional loan data and document reviews that identify and measure systemic and operational risk across client portfolios. We can review one loan file or thousands to identify potential underwriting errors, variances and compliance threats that may warrant remedies. Our solutions are tailored to align with identifying potential risk during the ...Customize Report Borrower r Nicke Green 100 Terrace AVE west Haven CT, Equifax 734 Format Co -Borrower Add Cc-Sorrower 742 Scores F CO Summary Details TransUnion 720 33 25 Experian [732 Completed: Completed 07-18-2023, 10:27 37 AM 07-18-2023, 10:30 52 AM Credit ReportX : Available Reports Date 07-18-2022, 07-18-2022. Report TypeXactus is a reseller of credit information and provides credit report information from the 3 credit bureaus at the request of our mortgage company clients per the Fair Credit Reporting Act guidelines.Tenant Screening. Discover our various product resources that include credit, data solutions, verifications, property solutions, scoring tools, fraud detection/quality control, and tenant solutions.xactus)( 800-243-01 m suite 100 PA 46952877 TUC/EXP,EQX $17.75 Order Verificatione Equifax pQX Ordered: Released: Reiss Pre-QualificationX XACTUS TEST ACCOUNT 370 Reed Road, suite 100 Broomall, PA 19008 Alan Brown 123-00-4444 C ient Code: Requested By: Loan Number: Borrower 05/02/2023 05/02/2023 Report ID: Repositories: Co-Borrower Matt HolmesMar 1, 2022 · Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...President. Shelley Leonard serves as President of Xactus, and a member of the Board of Directors. With over two decades of experience developing and delivering technology solutions to the country’s top mortgage lenders and servicers, Shelley is steering the company to drive the transformation of the mortgage verifications industry with its …A proposed class action claims that Xactus, formerly known as Credit Plus, violated the FCRA by publishing conflicting and false data from other credit agencies. The lawsuit seeks to represent anyone who suffered harm from Xactus's allegedly negligent reporting since 2018.March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, launched its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to ...• New Report - Orders a new credit report, or add frozen bureaus to an existing file, add a co-borrower. • Upgrade - Add bureaus to an existing file. ... I Credit ReportX Xactus Borrowers Nickie Green & Alan Brawn ORDER INFORMATION ORDER DATE 07/182023 AM 07/182023 AM 07/182023 AM 07/182023 AM 07118/2023 AMNow private money and commercial lenders can know more about their borrowers faster. Salisbury, MD, April 9, 2021 - Credit Plus, a leading provider of business credit reports and a complete ecosystem of business intelligence data, today announced it has integrated with LendingWise, a LOS software platform that serves the commercial lending and private money lending industries.Here are five things you can do if you suspect unauthorized credit inquiries on your report. Contact the company that made the inquiry. Report and document the fraud. Notify the credit bureaus. Place a fraud alert. Dispute the unauthorized inquiry with the credit bureaus.Validate Consumers’ Social Security Numbers. Xactus helps lenders determine if the Social Security number (SSN) provided by a consumer is accurate. SSA-89 – Complete an SSA-89 form and Xactus will submit it to the Social Security Administration (SSA) to confirm that the Social Security number matches the applicant’s name on file.Xactus' credit reporting solutions enable lenders to create a more efficient workflow and improve their consumers' digital experience. Tri-Merge Credit ReportX Overview View PDFselections for the report needed. Request Type: New Report Report Type: PreQual Report On: Individual or Joint Check the box next to the bureaus needed and when complete, click Finish. 4. A small window will appear as the report is loading. Please do not click off this screen until the processing is complete.Xactus currently has more than 6,500 clients nationwide, ranging from large bank and non-bank mortgage originators, to credit unions and mortgage brokers. Xactus is based in 12 operation centers ...Change Report Owner Change Report Owner – Admin Access Only 1. From the main page click on change credit report owner 2. A pop up will display 3. Enter your file # and select the user you would like to change the user to whom you would like the file to now belong to and click submit. The file will now be in the possession of the new user and ...People often incur new debts after they apply for a mortgage and the lender pulls the origination credit report – but before the loan closes. In fact, 70% of undisclosed new debt is opened more than 14 days before closing. Undisclosed Debt Best Practices. There are two important ways you can prevent and detect undisclosed liabilities:Discover our various product resources that include credit, data solutions, verifications, property solutions, scoring tools, fraud detection/quality control, and tenant solutions.Jason Klein is a principal at Lovell Minnick Partners. He first joined LMP as an Associate in July 2011, rejoined the firm in February 2021 as a Vice President, and was named Principal in 2022. Prior to his return to LMP, Jason was a Vice President on the financial services investment team with Pine Brook Partners, a private equity firm.Xactus is the leading verification innovator for the mortgage industry. We work closely with clients to digitally integrate a 360° approach to verification across workflows. ... At Xactus, we serve over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers, and we operate 12 centers ...Feb 27, 2024 · Our Pre-QualificationX soft inquiry report also helps protect your pipeline and costs less than a hard inquiry. However, it is different than Pre-AppX in three important ways. Pre-QualificationX: Does not include trended credit data or allow scoring tools, supplements or other verifications. Cannot be used for the GSEs. Requires written consent.Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.Credit Report AVM Flood Zone Account I All Invoices Account Summary Charges on your pend ng invoice Total Balance Due Current Past Due 30 Days Past Due 60 Days ... xactus>l Advancing the Modern Mortgage . Invoices Report On C) VI C) Single v Specify the Detail Specify the Output Submit . xac us POBox 70784. Xactus Flood ReportX…For the Life of your Loan. Oct 4, 2023 | It's sad they can just do that. Terribl Or if you prefer to speak with someone, please call us at (888) 212-4200. Are you a current customer looking for assistance? Please go to our help and support page to obtain the correct contact information depending on your request. " * " indicates required fields. Xactus is dedicated to offering unmatched customer service.We would like to show you a description here but the site won't allow us. Select Finish to retrieve the report. Report Type - for a s 04/28/2022 . 1. Start by logging into Xactus and opening your borrowers file from the main page. 2. First, please notice the file number of this report. Customize Report Borrower r Nicke Green 100 Te...
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