Re: Langley Federal Credit Union (LFCU) Pre-Approval Offers. I've had an offer in for a car loan from about the time the redisign came out. I have the basic savings account, LangleySaves savings account, LangleyPays checking account, and a credit card (with a sweet 7.50% APR) with them. 08-29-201704:20 PM.Use the credit card link on the site. A lot of times people get no pre approvals through the link upthread but do in other places I mentioned and are ultimately approved. July 2020. Experian Fico 8. 707. Transunion Fico 8. 705. Equifax Fico 8. 724. Capital one QS1. $2450. Discover IT Cashback. $12,000. PNC cash rewards signature Visa. $17,500.Re: Are the Navy Federal Prequalify recommendations Accurate. I'm not seeing it either. Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016. Current Score: Eq 723 TU 665 Ex 682. Goal Score: 700 All 3. Take the myFICO Fitness Challenge. Message 29 of 162. 0 Kudos.Re: FNBO Prequalify -> Approved! Yep, I had the codes and was curious...but not curious enough to use an EX HP (my highest number of them lately) plus I've had a lot of successful approvals lately already this year. Left my EX locked, entered all the data and they immediately tried to HP and were stopped.TEKLA WORLD HEALTHCARE FUND- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksRe: Bank of America Prequalify. @Anonymous wrote: Recommendations are just that. They are not preapprovals or prequalifications. They are for marketing purposes. +1. Ymmv. Total CL: $321.7k. UTL: 2%.Re: cap1 prequalify experience. @FireMedic1 wrote: Take it with a grain of salt. cap1 is all over the pace. I had 2 starter bucket cards for over a year. Then went and cold apped for the QS as the first non-bucket card. There many with larger files and scores and still get the secured pop up. Its 50/50 and the triple pull.FNBO Pre-qual page (Approved) So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months.08-18-2020 07:09 PM. Capital one auto navigator approval. So I currently have a car loan with capital one but I am refinancing it with local credit union with my child for her first car. I currently applied for r car loan through the navigator and got preapproval of $35000 . Some reason when I look at cars on the navigator anything above $15 k ...While I had assests with Fidelity, I wouldn't call it anywhere significant. My credit report is also not free to negative into. I recieved another Fidelity Rewards VISA Signature mailer inviting me to apply. The main selling point of the offen 0% APR for 18 billing - 6711077.Aug 19, 2018 · Within of seconds of applying I was Pre Qualified. My issue is that because my credit reports from all three credit bureaus (EQ EX and TU) are thin, and both my revolving credit card and instalment loan under 4 months old, I'm thinking this is more of a hard inquiry hit costing me 5 points on my FICO score and not so much an actual approval.FNBO Pre-qual page (Approved) So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months.Re: Citizens bank Clear-value MC pre-qualified offer. @FinStar wrote: SLs can vary anywhere from $500 to $25K depending on the overall profile. Since they are seemingly conservative, there's no method to gauge what type of SL you'll receive until you pull the trigger. On the plus side, you're already pre-approved so there's that 👍.Jun 9, 2021 · Chase Prequalify Tool Question. I am interested in applying for the Chase Sapphire Perferred Card. When I use their prequalify tool, I get this message. We are unable to locate any offers for you at this time. This may be because you have opted out of "pre-screened" offers from Chase and other companies or you have recently responded to another ...Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below.Find out what loans you prequalify for without negatively impacting your credit score. Get prequalified for a Loan or Credit Card today!06-25-202106:51 PM. Victoria's Secret Pre Approval VS CareCredit. I was updating my VS profile address. I have never had a card with them. But once my info updated, they hit me with this "Congratulations You've Been PreApproved for the Victori's Secret Credit Card".08-10-2020 10:47 PM. Joined NFCU, and was prequalified for all their cards. Hello Credit Community, Today I joined the NFCU club! Rip to my Grandpa who served in the Korean War! 🙏. -- The process was quite fast. I opened a checking/savings account with them. Everything done over the phone in about 10 minutes.Can't submit prequalifying request for Chase Amazon Visa credit card on Amazon site. Response is "Can't obtain credit report". - 6613892Cap1 might have done a system upgrade and reset all pre-qualifying offers. 2) This one is more likely. I am fairly certain that those offers have an expiration date, and yours just so happened to expire before you were ready to jump on it. Either keep and eye out on the offers or just go ahead and apply anyways.Re: Patelco CU allows SP to prequalify for a refi or purchase. Just for fun I used the check my rate tool and they pre qualified me for $30,000 at 2.65% APR. Message 5 of 6. 0 Kudos. Roadgeek395.As an example you may see a Special Offer For You with a 50,000 MR sign up bonus for the AMEX Gold card whereas the normal SUB is 35,000 points. If you want to see a preapproval you have to click through their preapproval link and be specifically told you're pre-approved. (3/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850.A lot of people really like BOA's secured card. That being said i think BOA offers way to many secured cards to people. AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500 ...So we are all well aware of the many companies that have "Pre Qualify Links" such as Chase, Citi, Cap One (which are all - 4430408I am on BOA website right now to see if I prequalify for the mortagage and they need permission to check my credit. is it soft inquiry or hard inquiry? Thanks Credit consent * By clicking Submit, you consent to a credit check and authorize Bank of America, N.A., to obtain a credit report. At thi...But taking HP's and keeping the card open for a year and then closing it, ehhh. I guess there isnt a long term effect credit wise. it just seems like a hassle to do it all the time. I bank with Citi. Lately when I log off I get the "see if you prequalify" screen. It brought up the Simplicity card and an - 3367277.To give you an example, I was initially approved for $6,000 (just like you started with prequalify APR only). Immediately called customer servcie and asked for $20,000 they countered me with $17,000 instead - i took it and been there ever since. Message 6 of 15. 3 Kudos. Anonymous.I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...Doesn't say anything about pre-qualified or pre-approved, just apply now. Starting Score: ~670 Current Score:~684 Goal Score: 750 Take the myFICO Fitness Challenge. Message 11 of 18 1 Kudo Reply. Eric958. Established Contributor ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...There's a company by the name of Better Mortgage that will prequal without a hard pull. However, I wouldn't use this type of prequal for more than a litmus test as to what you may qualify for when ready to fully commit and buy. FICO 8 (Feb 2018): EX- 519, TU- 530, EQ- 545. FICO 8 (Sept 2022): EX- 706, TU- 685, EQ- 684. What's in my wallet:90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.American Express customers can check for card approval using the issuer’s Apply with Confidence features. Here’s what that means and how to improve your odds.Many of the national RV lender's require scores north of 700+ but there are still some that will lend to people with scores like yours. OP, this would be an excellent time for you to implement AZEO (all zero except one) on your cards. Two of your scores would hop above 700 for sure, if not all three. Message 5 of 19.Re: AMEX Pre-Qualified offers. @Remedios sure! based on that profile I personally think from reading this forum that the girl at the bar just winked at you. I tried searching first, but saw mixed answers. When I go to the AMEX pre-qualify page, this is what I get. https://ibb.co/hRWc6YY - 6325066.Approved/PreQualified Avant, should I grab it? So while checking credit karma for any alerts, I noticed on the front page "Excelent approval odds" for Avant. I decided to see what I was approved for, came back with a $300 Line, $59 AF, 24.99% APR. I really don't have a need for any more cards, so I am probably turning this down.There are a solid 13 to 14 different banks on this list -multiple cards offered by Comenity and Citi. Dell Financial is backed by Web Bank. No reason for anyone to waste hard pull inquiries especially if you are in the rebuilding stage - If a soft pull does not bring up an offer, check another bank out before you waste a hard pull - Most of you ...Chase Prequalify Tool Question. I am interested in applying for the Chase Sapphire Perferred Card. When I use their prequalify tool, I get this message. We are unable to locate any offers for you at this time. This may be because you have opted out of "pre-screened" offers from Chase and other companies or you have recently responded …re: penfed pre qualify card link The pre-qual "worked" on the Gold card (got the pre-approval for $6,000 and that's what I was approved for). I also was pre-approved for the PCR at $7,500 but that one went pending and was ultimately denied.Just my opinion, but waiting would help. UNFCU Visa Azure $45k, Sams Master Card $35k, Amex Costco $25k, Fidelity Visa $25k, Chase Freedom $18k, Cap 1 Mastercard $12.5k, Kohls $1.5k, Cancelled on my own BA $25 (it was Schwab card earlier) and Chase Saffire $22k. Also have 2 business cards with Chase and 1 Amex Open. AU Target $2500.Previous thread looks like it's now archived. Gonna continue on with a new thread. Feel free to respond to any new links that aren't - 6435323 - 6Re: Pre-Qualified Capital One. @mcl90 wrote: I'm trying to rebuild my credit after some bad decisions and bad circumstances. I took the first step a few months ago and got myself a Discover It secured card and have been using it for bills and my weekly grocery purchase. I pay the balance every Sunday. My score went from 580 to 610 pretty quickly.Re: IKEA Projekt Pre Qualify. I received letter about my recent request to be prequalified for a Ikea Projekt credit card and stated "Unfortunately, we are unable to process the prequalification request at this time based on previous experience with Comenity Capital Bank." I have no idea what this means. I do have several Comenity accounts with ...What national credit unions that offer pre qualify credit cards? These would be the one who take anywhere in the US. - 5940255 - 7. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Re: Capital one prequalify tool. I'm going to guess that your Quicksilver had not yet reported that $2900 balance when you ran the prequalification tool in late November, since then has reported the $2900 balance, but hasn't yet reported again showing the updated $0 balance. 12-22-2021 09:11 AM.Does onyone know the link to chase prequalify site? Also, I NEVER get preapproval letters from cc. I only have one baddy 6 years old and my scores are EQ 639 TU 649 EX 642 I think I'm doing something wrong. I have 2 cap one cards right now.I saw the pre-qualify tool, put a temporary thaw on my credit reports and gave it a go for the Gold Card offer of 0% for 15 mos on a BT with a 3% fee. It said prequalified for $10K @ 17.99%, so I pulled the trigger and was approved for exactly that. DH decided to also try and got a pre-approval for $15K @ 17.99% which turned into an approval.Most card issuers offer preapproval or prequalification, allowing applicants to learn if they’re likely to be approved before committing to a formal application—and a …I did pre approval with no HP to check mission lane because they are a starter card that does very generous CL increse, and I think some even have rewards. they have a good system of either no AF and up to a 59$ af but some people have 19$ af. I stupidly opened a mission lane card and should have...May have to click link for pre-qualify\pre-approval to bring up page with additional cards. Have no Caps myself. Just thought it may help others with interest. Maybe some will find this useful. Looks like Cap One may be doing prequalify\pre-approval for all cards again. Saw this in add pop up last - 6321269.So on a whim I thought I would check with FNBO to see what cards they could pre-qualify me for. After inputting my info I was told there were zero cards they could pre-qualify me for. Having a good credit score, I thought that was strange. I figured maybe they didn't want to pre-qual me since I am in Georgia far away from any of their actual ...760. Next. Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials.Mail in offer has 16.24% and online prequalified 18.24%. Checked prequalified site for Citi and also prequalified for Diamond Preferred @17.84%. Both have 21mo no interest on balance transfer with 3%fee on each account transferred. Primary need is to transfer Discover with Balance $3,498 (CL $7,200) and FTCU balance $4,054 (CL $6,000)You can typically find out if you prequalify for a credit card when you: Check your mail for prescreened offers. Prescreened offers show up in both your email inbox and your actual mailbox because ...The reason I asked is that Paypal credit by Comenity that is hidden does not send pre-approvals via mail while the one for Synchrony does. And those with Synchrony reports to the credit bureau. If you look closely on the mailer that came through the mail, it will tell you what company is issuing the card if approved. Message 6 of 9. 0 Kudos.PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone. >. Rewards cards.if I try to prequalify for a mortgage would this leave an inquiry on my credit report? - 120066Hello everyone. Wanted to share my experience with Apple Card. I have been using the prequal link since the card came out and it would always come back with a limit of 3-4k, every single time, so I always refused it. Yesterday I tried again for the 100th time and it came back at 10k and the lowest A...My 341 meeting was today, discharge is expected to be some time in April. So far I'm only showing preapprovals for: CreditKarma: Mission Lane secured Visa Capital One Platinum secured Capital One Quicksilver secured Cash rewards Opensky Secured Credit Visa First Progress Platinum Prestige master...Oct 29, 2020 · Re: FNBO Prequalify -> Approved! Yep, I had the codes and was curious...but not curious enough to use an EX HP (my highest number of them lately) plus I've had a lot of successful approvals lately already this year. Left my EX locked, entered all the data and they immediately tried to HP and were stopped.Re: Amex prequalify tool, how accurate? Only green card has a special 0% intro and 0% for transfer balance. All my cards are high Apr, Except my state employees credit union card, which is 10.5%.We reviewed U.S. Bank Personal Loans, including cosigners, origination fees, prequalifying, availability, being a customer and more. By clicking "TRY IT", I agree to receive newsle...To see if you're prequalified for an additional Amex card. (1) Click on the card you're interested in and then click on the "Apply now" button. (2) You should see either one of two statements (a) , MrMacintosh, You're pre-approved, or (b) Applying to expand your membership with us is easy. Obviously, if you see the first statement you're pre ...To give you an example, I was initially approved for $6,000 (just like you started with prequalify APR only). Immediately called customer servcie and asked for $20,000 they countered me with $17,000 instead - i took it and been there ever since. Message 6 of 15. 3 Kudos. Anonymous.Pre-Qualified for Synchrony. After being rejected 5 times in the last 5 months, I finally got a foot back in the door wtih Synchrony. When I started my credit re-building process 6 months ago, I was really naive about applying for credit and had I known at the time I was being rejected by the same bank for different cards, I might not have ...Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY. They denied me also after a prequal. The used my experian mortgage score which is 675. I was under the impression that they used the Fico 8 score (my Fico 8 is 737). @Anonymous wrote: Did the NASA pre qualify tool and it came back with good rates and SL. Applied and it went pending.So a couple weeks ago, I was approved for three new cards: Amazon Visa with a CL of $1500 (my lowest), an Amazon store card with a CL of $1200 and an Express store card for $1000. My current fico scores despite my signature are: EQ: 679; TU: 682; EX: 638. In addition to the cards named above, I have a Cap1 Quicksilver with a CL of $6000, …This is not a Pre Qualify tool its marketing only. Be Cautious - one good thing its not a HP defineitely a SP which was a huge sigh of relief. Just wanted to share this with everyone. Thanks for everyones wisdom! Labels: App Spree; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Take the $60+ you save or gain per year by using a card with better rewards and/or no annual fee and donate it to a charity that plants trees. That said, different strokes. FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6.DW got a preapproval mailer for the 2% Synchrony Premier World MasterCard today. It is a contactless card and is being offered with a $100 to spend $1000 SUB as well. This card has the cashback automatically credited each month like the AOD card does, so it would make a lot of people who don't like having to redeem into the PayPal account the PPMC.Get your FICO ® Score for free. 09-25-2021 01:04 PM. Dude, you're getting a Dell! Got approved for Dell Preferred Account. Well, I was looking over some new laptops at Dell and saw some special financing options and that I could check for pre-approval without hurting my credit score. I tried it and it said I was approved at up to $4500.I have had the card for about 8 months now and I had to use the shopping cart trick to get it LOL. Anyways if anybody's interested here's the link below. I think it might make you create an account first but it's worth it if it can help determine if you're at least pre-qualified for the card as opposed to a blind hard pull.myFICO makes it easy to understand your credit with FICO Scores, credit reports and alerts from all 3 bureaus. See how it works, and learn how we can help you. View Plans. Video transcript. FICO Scores. Get the right score for your credit goals. FICO ® Scores are the only credit score used by 90% of top lenders.GM Rewards card Approval. Hi again! This forum continues to be an amazing source of insight and practical know how. A day ago, I had never heard of the GM Rewards card by Goldman Sachs. After searching on something else, I stumbled on a post/thread regarding this card and the prequalify site, so off I went to test my luck.Is the AMEX prequalify or preapproval on their website a soft or hard pull?? I noticed that it asked for a lot of information for just - 1255717 - 2Re: Got a Pre-qualified Wells Fargo offer - Is it legit? I have Wells Fargo savings and home projects visa, those prequals are legit and I think if you don't take it, and in 4-6 months keep gardening and doing things right, that prequal offer will be nicer. 26% is high, but I'd be tempted to bite lol. Message 5 of 19.11-23-2022 05:47 AM. Re: Thinking about apping for WF Autograph but preselection tool lists no offers available. Is that. I am thinking about applying for the Wells Fargo Autograph but when I use the tool on Wells Fargo's website to check for pre-qual offers, I get the "No offers currently available, However, you may still qualify for a Wells ...Re: Venmo invite or pre approval. I was invited as well and got approved with a $2700 SL, Scores are in my signature, let me know if you have any questions! NFCU Cash Rewards: $24,000. NFCU More Rewards: $24,000. NFCU Visa Signature Go Rewards: $29,600. Capital One Quicksilver: $500. Capital One Quicksilver One: $500. …There's no way to force a pre-approval. I've been with PenFed for many years and I've never received a pre-approval for an auto loan. With that being said, I've never had any of my auto loans be declined either. If you really want to use them just apply as you may be waiting many, many years if you're hoping for a pre-approval to come your way.Apr 22, 2022 · Approved/PreQualified Avant, should I grab it? So while checking credit karma for any alerts, I noticed on the front page "Excelent approval odds" for Avant. I decided to see what I was approved for, came back with a $300 Line, $59 AF, 24.99% APR. I really don't have a need for any more cards, so I am probably turning this down.Approved/PreQualified Avant, should I grab it? So while checking credit karma for any alerts, I noticed on the front page "Excelent approval odds" for Avant. I decided to see what I was approved for, came back with a $300 Line, $59 AF, 24.99% APR. I really don't have a need for any more cards, so I am probably turning this down.GM Rewards card Approval. Hi again! This forum continues to be an amazing source of insight and practical know how. A day ago, I had never heard of the GM Rewards card by Goldman Sachs. After searching on something else, I stumbled on a post/thread regarding this card and the prequalify site, so off I went to test my luck.Re: WF Pre-Qualification Accuracy. I would never get a pre-qualification offer through the online WF site logged into my banking account but they had been mailing me Reflect card offers for at least 6 months prior to applying as part of a spree and I got approved. Also surprised I got approved for the Bilt card as well on blind app as part of .... Mar 15, 2012 · Re: Ebay Mastercard ApprDiscover Pre Approval. Looking for some advice as to whether I I closed on the loan today and during the closing it said I was pre-approved for a OneMain BrightWay credit card. I accepted without an additional pull on my credit. $3,000 starting limit, 26.99% APR, 1% Cashback, and after 6 payments I can chose either a CLI or a lower rate. They offer 2 rewards credit cards. Re: Prequalify for credit cards. @razzy116 Jun 9, 2021 · Chase Prequalify Tool Question. I am interested in applying for the Chase Sapphire Perferred Card. When I use their prequalify tool, I get this message. We are unable to locate any offers for you at this time. This may be because you have opted out of "pre-screened" offers from Chase and other companies or you have recently responded to another ... Received first CC mail offer (ITA, not prequal) last week (t...
Continue Reading